I have been helping clients with their mortgage needs for just over 15 years, and funded over 400 million dollars in home loans in that same time. Over 90% of my clients are by referral, which I think is key. I can’t afford to make mistakes, and the products along with the service you receive must be the best that can be offered. My reputation depends on it.

Whether you are buying your first home, or your third, whether its an investment property or 2^nd home, I have the products and expertise to help you through it. Whether buying or refinancing, Mortgages are usually the largest financial obligation our clients have, so therefore it has to be done the right way.

It’s not just about rates. Rates are important, but its also about how to save real money in choosing the right program, when it makes sense to get around PMI and when to go an Adjustable Rate Mortgage, versus a Fixed; whether to go on an interest only loan versus the traditional principle and interest.   

Choosing the right lender is key to your mortgage needs. Especially when you are buying or selling a home, it is key that I am here for you and bring you through the whole process without surprises. After all you have many other things to worry about like schools and movers. I am here to make sure you’re mortgage application will be approved on time and close on time with no surprises.

                                                                Roy Taylor